Effective Date: July 26, 2025
Welcome to Texas Capital Finance (“TCF,” “we,” “us,” or “Company”). By accessing or using our website at tcflubbock.com (the “Website”), you agree to the following Terms & Conditions (“Terms”) and our Privacy Policy (effective 01/01/2020; last updated 02/15/2025) (Texas Capital Finance). If you disagree with any part of these Terms, please do not use our Website.
The Website is provided for informational purposes and to facilitate communications and transactions regarding TCF’s note buying and related services.
You agree not to misuse the Website or any content, including by hacking, transmitting malicious code, or violating rights of others.
To make inquiries or requests, you may be asked to provide personal information (name, email, phone, etc.). By submitting this information, you consent to us using it to communicate with you and process your requests, as described in our Privacy Policy (Texas Capital Finance).
Providing accurate and truthful information is your responsibility.
All content on the Website, including logos, text, images, and videos, is owned or licensed by TCF and protected by applicable intellectual property laws.
You may not reproduce, distribute, or create derivative works without prior written permission.
Our Privacy Policy covers how we collect, use, store, and protect personal information in compliance with GDPR, CCPA, PIPEDA, and CalOPPA (Texas Capital Finance).
We do not sell or rent personal data. You retain rights such as access, correction, or deletion depending on jurisdiction (GDPR, CCPA, PIPEDA rights) (Texas Capital Finance).
By using our Website, you consent to our collection and use of data as outlined in the Privacy Policy.
We implement reasonable measures to protect your information; however, no internet transmission is completely secure. Absolute security cannot be guaranteed (Texas Capital Finance).
We retain personal information only as long as necessary to fulfill the purposes described in the Privacy Policy, or as required by law (Texas Capital Finance).
Our Website may include links to external websites. TCF is not responsible for the content or privacy practices of those third-party sites. We encourage you to review their policies before interacting with them (Texas Capital Finance).
Our services are not directed to children under 13. We do not knowingly collect personal data from minors under 13 years of age (Texas Capital Finance).
TCF provides the Website “as is” without warranties of any kind, expressed or implied. We do not guarantee that the Website will be uninterrupted or error‑free.
To the fullest extent permitted by law, TCF disclaims liability for indirect, consequential, or punitive damages arising out of your use of the Website or services.
These Terms are governed by the laws of the State of Texas, without regard to conflict‑of‑law rules.
Any dispute arising under these Terms will be subject to the exclusive jurisdiction of courts located in Lubbock County, Texas.
We may update these Terms occasionally. If changes are material, we will post an updated version with a revised date. Continued use of the Website constitutes acceptance of the modified Terms (Texas Capital Finance).
If you have questions or requests regarding these Terms or our privacy practices, you can reach us at:
Texas Capital Finance
Email: michael@tcflubbock.com
Phone: (806) 281‑7068
Website: tcflubbock.com (Texas Capital Finance)